Diner’s Club is in a way an elite payment provider, accepted by a selected range of merchants. Depending on the type of the membership the individual has, it can work like a debit or a credit card. The key distinctions we make between Diners Club and other conventional payment methods are the special benefits it carries and that it cannot be used everywhere. Although, in recent years, Diners Club has significantly expanded its reach to a considerably broader customer and merchant base.
There’s not big of a difference in the online gaming industry. Diners Club has become a standard payment option at US online casinos, in other words, online casinos that accept players located in the US. The word Diners is closely related to how the idea for it came. The founder was out dining with his wife, as simple as that.
Originally, Diners Club was designed to meet the needs of well-traveled individuals, to allow them to roam around the world, enjoying a leisure life without worrying that they will run out of cash. Furthermore, these travelers didn’t have to carry large amounts of cash, instead they could charge their bank accounts directly. Diners Club was a monopoly until American Express became big enough to service millions of customers.
Diners Club has entered in several alliances with other leading payment providers like MasterCard for instance, which allowed Diners to further expand its reach. This turned Diners Club in a common debit card, with the benefits still being available to its members. Benefits may include complementary meals, deserts, discounts, basically a range of privileges that depend on the nature of the business.
Do not expect any special benefits from online casinos, despite them being part of an entertainment industry.
The same security systems that are used by leading payment providers are employed by Diners Club. Players who use Diners Club to deposit at an online casino have no reason to worry about their safety or the security of their money. The transaction is carried directly from your bank account, meaning nothing bad can happen to your funds as long as you don’t lose the Diners Club card. In case you lose your card, you should block it and report it as stolen immediately.
As far as privacy goes, the deposits you’re going to make with your Diners Club card will be shown on your bank statement. If it’s a card given by your employer, the employer will have the information that you’ve been playing at an online casino. Diners Club depositors are also subject to the KYC (Know Your Customer) policy. This means that even if somebody tries to launder the money from your card via an online casino, that won’t be possible.
Customers have to pay an annual fee, which can range anywhere between $95 up to staggering $3,000. However, the higher the fee, the better the perks and benefits become. Diners Club credit card comes with no annual fees or charges, but all international transactions are subject to a 3% fee, which is by 0.5% higher than the market average. Diners Club customers can get additional cards for the price of $35 only, in case you need more. As far as limits go, if that’s a debit Diners Club card there’s no need to worry about limits. The casino’s limits will apply.
On the other hand, if that’s a Diners Club credit card, you will be allowed an overdraft but how much depends on your agreement with your bank.
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